Designed by insurance experts.
Powered by digital innovation.
Bringing insurance to the marketplace in brand new ways
- Years of Industry Experience
- Cutting-Edge Technology
- Commitment to Service
It's not just about being different.
It's about being better.
We aren’t just listening to clients and responding. We’re rethinking the needs of stakeholders and deploying the best resources to meet those needs. We go beyond, constantly creating new ways to deliver exceptional experiences.
Delivering excellence in every way
We're changing the insurance industry by rethinking coverage and harnessing new technologies to streamline every interaction.
Through a powerful combination of people and technology, our underwriting platform integrates third-party data sources—everything from risk characteristic confirmation to weather analytics and catastrophe modeling—all with just a click of a button.
Our online agent portal transforms the way you do business with a program administrator, simplifying the submission process to ease your interactions with our underwriters.
From underwriting to finance to our service team, each of our industry experts builds on their extensive experience to meet your unique needs with creative and innovative solutions.
Commitment to Service
Enhanced by—not replaced by—cutting-edge technology, our team of professionals helps you meet your own high service standards to your clients with dedicated, responsive, friendly and efficient support.
Attention to Detail
Our team stands out, trained to value the things that matter most to you—coverage, communication and service. We pay attention to the details, freeing you up to pay attention to your clients.
Meet The Team
Scott Whitakerswhitaker@lumenrisk.com View Bio
Peter Boyntonpboynton@lumenrisk.com View Bio
Scott currently serves as the Chief Executive Officer of Lumen. His prior experience includes transactional wholesale brokerage as well as wholesale program operations, serving as President of his two prior firms. He has extensive experience in managing carrier relationships, structuring reinsurance facilities to support programs, and development of successful distribution strategies. He holds a BBA in Finance and an MBA from Baylor University and currently resides in Dallas, TX.
The WHY for Scott:
“Because it’s time for innovation. It’s time for a different kind of company. One that is not only committed to building excellent insurance products based on emerging technologies – but also committed to being the best employer, business partner and community citizen possible. As a company we believe people are the priority, and when you treat them that way you empower them to reach their fullest potential.”
Matt serves as the Chief Financial Officer of Lumen. He brings 15 years of commercial insurance experience in financial and operations management - including brokerage management, underwriting, claims, and reinsurance. Matt holds a BBA from the University of Oklahoma and an MBA from Southern Methodist University. He currently resides in Dallas, TX.
The WHY for Matt:
I am very excited to be a part of a company that has the vision to bring a new experience to the insurance marketplace. Lumen’s ability to leverage technology with deep industry experience creates an opportunity to be a difference maker in a changing, dynamic sector. A company that is founded on character and leadership is uniquely positioned to deliver excellent service and industry leading solutions. By aligning the interests of our employees, stakeholders, and partners, Lumen is equipped to create value and return for all parties.
Peter has more than 11 years of experience in insurance and currently serves as Senior Vice President of Underwriting for Lumen. He began his career on the wholesale side working in transactional brokerage. He quickly developed a deep level of expertise in non-admitted real estate classes and served as a senior underwriter for a nationally syndicated real estate facility. Peter’s unique expertise and insights in the commercial property world, as well as his distribution relationships make him an invaluable asset as Lumen launches into the programs space. Peter holds a Bachelor of Science degree from Texas A&M University and currently resides in Dallas, TX.
The WHY for Peter:
“There is an overwhelming opportunity to take things to the next level in the insurance space. I want to help build a company that doesn’t sacrifice service and relationships for the sake of technology and innovation, but is equally committed to both. I want to be a part of a team with like-minded goals and I look forward to establishing Lumen as an agent of change in the marketplace.”
Jared serves as Chief Technology Officer and brings more than 17 years of broad technology experience to Lumen, both as a full stack software engineer and engineering manager. His experience in application development and business processes makes him uniquely qualified to drive the innovation that sets Lumen apart in the commercial insurance space. Jared holds a Computer Engineering degree from the University of Washington and recently earned an MBA from WGU. He currently resides just outside of Dallas, TX.
The WHY for Jared:
“The insurance industry historically has been a late adopter of new technologies, and while the digital revolution is pushing against the status quo across multiple industries, there are substantial opportunities to lead out with digital innovation in commercial insurance programs. I have always been passionate about enabling people through excellence in engineering and I believe Lumen can be a major driver of change as we push the envelope of technology.”
People Are Priority
We believe all people are created equal with inherent value. We will strive to treat our employees, coworkers, clients and all business associates in a way that reflects that belief. We will empower our employees to maximize their individual gifts and strengths to contribute to the overall strength of our company.
Community Is Critical
We will strive to build healthy community within our organization and outside of it. We are committed to being an informed, responsible citizen of the communities in which we live and the world in which we have the privilege of operating. We will dedicate time and resources to supporting organizations who serve the needs of both.
Integrity Is Irreplaceable
Doing the right thing matters more than doing the most profitable thing. We will build a culture where you are not forced to choose between the two, but where consistently doing the right thing maximizes profit.
Decisions Are Determiners
Profitable long-term strategy is the sum of a thousand good, small decisions. Every person at every level of the company contributes to the overall strategy through sound, informed decision making.
Excellent Work Is The Expectation
We will be marked by the quality of the products and services we offer. We will strive to deliver excellence in all things, big and small, settling for nothing less than consistently excellent work.
Accountability Is Actionable
We will hold all employees at all levels accountable to the standards and values established by our company. We will seek to constantly improve as an organization by measuring ourselves against company goals and objectives.
Innovation Is Imperative
We will relentlessly pursue innovation in all aspects of our business. We will deploy the financial and human capital necessary to keep our company on the cutting edge of industry innovation.
Profitability Is Paramount
We exist to make a profit. A company becomes useless to its community, employees and other stakeholders when it ceases to run a profitable operation. Generating a profit enables us to accomplish our larger goals as a company.